Insurance Claim Rebuild Contractor in Ontario, CA
We handle the rebuild side of water and fire damage insurance claims in Ontario and the surrounding San Bernardino County area — picking up where the mitigation crew leaves off and reconstructing your home back to pre-loss condition.
Rebuilds in Ontario
Ontario is one of the Inland Empire's largest cities — about 180,000 residents, a major logistics hub, and a wide mix of housing from mid-century homes on the older south side to newer construction in Ontario Ranch. The age range means we see claim work across decades of building methods, from cast-iron drain failures in older homes to modern slab-leak rebuilds in the newer master-planned tracts.
We're based in Riverside — ~30 minutes from our Riverside office from Ontario — and have done insurance claim rebuild work throughout Ontario Ranch, Downtown Ontario, Creekside, Edenglen, and New Haven. Serving all of Ontario, including ZIP codes 91761, 91762, 91764.
Common claim rebuild work we see in Ontario
- Cast-iron drain failures and water damage in older homes
- Slab leaks in newer Ontario Ranch construction
- Kitchen rebuilds after appliance leaks
- Smoke and fire damage rebuilds
- Bathroom rebuilds after long-standing leaks
Whatever your claim looks like, we handle the reconstruction side end-to-end — adjuster coordination, Xactimate scoping, supplement claims when payouts fall short, and the actual rebuild work with our own licensed team and trusted subs.
Rated 5.0 on Google
Real, attributed reviews from homeowners we've rebuilt for across the Inland Empire.
“We had a water leak at our home. This requires a wall of our house to be rebuilt along with a shower and much of our garage and bathroom. Matt and his team took great care to do the work properly and kept us informed with perfect communication. Things went so well we will be working with them again for some remodel work soon.”
Donnie Martin
“We chose M. Fitts Construction from three bidders offered by Realm, construction management company. M. Fitts provided the best proposal and we are very pleased with the work.”
Retired Guy
One thing to know
We're a rebuild contractor — not a mitigation company. We come in after the water extraction, drying, and smoke cleanup is complete. If you're still in the mitigation phase, we can refer you to a trusted mitigation partner in Ontario. If you're past mitigation and ready to rebuild, we're who you call.
Need a rebuild contractor in Ontario?
Free consultation. We'll review your damage, walk through the insurance claims process, and tell you exactly what to expect — no pressure, no obligation.